Terms and Conditions for EmpowermentFunds.com
Agreement between User and EmpowermentFunds.com
Welcome to EmpowermentFunds.com. The website (the “Site”) is owned and operated by Empowerment Funds LLC (“Empowerment Funds”). By using this Site, you agree to the terms and conditions outlined below (the “Terms”). Your use of the Site constitutes your agreement to all such Terms, and you are responsible for reading and understanding them. Please keep a copy for your reference.
Use of the Site and Service Limitations
Empowerment Funds provides financial services, including Business Loans, Personal Loans, Commercial Loans, Merchant Processing Solutions, and Aerospace Loans. The services provided on EmpowermentFunds.com are for your personal, non-commercial use. You agree to use the Site lawfully and not to disrupt, modify, or interfere with the Site or its associated systems in any manner. Unauthorized access, tampering with information, or violating local, national, or international laws is prohibited.
Intellectual Property Rights
All content on EmpowermentFunds.com, including but not limited to text, graphics, logos, images, and software, is owned by Empowerment Funds LLC or licensed from third-party providers. This content is protected by intellectual property laws, and any unauthorized use or distribution is prohibited.
Disclaimer of Warranties
EmpowermentFunds.com is provided “as is” and “as available,” with no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Empowerment Funds does not guarantee that the site will operate uninterrupted or error-free.
Limitation of Liability
To the fullest extent permitted by law, Empowerment Funds LLC will not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site or services. This includes damages for loss of data, revenue, or profits.
User Conduct and Obligations
Users agree to:
- Conduct themselves responsibly and in compliance with all applicable laws.
- Not compromise the security or functionality of the Site.
- Avoid unauthorized access to accounts, systems, or information on the Site.
Any attempt to breach these obligations may result in account termination and legal action.
Indemnification
You agree to indemnify and hold Empowerment Funds LLC, its affiliates, employees, and agents harmless from any claims, losses, or damages resulting from your violation of these Terms or any activity related to your account.
Refund Policy (Personal Loans)
he origination fee of $250.00, plus 10% of the funded loan amount, is non-refundable. These fees cover the costs associated with processing and underwriting your loan application. By applying for a personal loan and agreeing to these terms, you acknowledge that these fees are non-refundable, regardless of early repayment or loan cancellation after disbursement.
For more details on the refund policy, please visit our Refund Policy page.
Termination of Use
Empowerment Funds LLC reserves the right to terminate or suspend your access to the Site and its services, at its sole discretion, for reasons including but not limited to violation of these Terms, inactivity, or technical issues.
Data Protection and Privacy
Your use of EmpowermentFunds.com is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information in accordance with GDPR and CCPA regulations. Users have the right to request access to, updates on, or deletion of their personal data.
Payment Terms
If any service requires a payment (e.g., loan origination fees), you agree to provide accurate payment information and acknowledge that refunds are not applicable. Empowerment Funds accepts major credit cards and electronic transfers.
User-Generated Content
Users may submit reviews, testimonials, or content, which Empowerment Funds reserves the right to use, modify, and display on its Site or marketing materials. Users are responsible for ensuring the legality and accuracy of their content.
Links to Third-Party Sites/Services
EmpowermentFunds.com may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites, and any interaction with third-party services, such as payment processors or analytics tools, is at your own risk.
Governing Law and Jurisdiction
These Terms are governed by the laws of North Carolina, USA. Any disputes related to these terms will be resolved under the jurisdiction of the courts in Wake County, North Carolina.
Dispute Resolution and Arbitration
Disputes will be resolved through binding arbitration in Wake County, North Carolina, under the JAMS Comprehensive Arbitration Rules and Procedures. You may opt out of arbitration within 30 days of first using the Site by notifying Empowerment Funds in writing.
Class Action Waiver
You agree to resolve disputes on an individual basis. Class action lawsuits or representative actions are not permitted.
International Users
EmpowermentFunds.com is operated in the USA. Users accessing the Site from outside the USA do so at their own initiative and are responsible for compliance with local laws.
Force Majeure
Empowerment Funds shall not be held liable for delays or failure in performance caused by events beyond its control, such as natural disasters, cyber-attacks, or government regulations.
Amendments to Terms and Conditions
Empowerment Funds reserves the right to modify these Terms at any time. Any changes will be posted on the Site or communicated via email. Continued use of the Site after changes implies acceptance of the updated Terms.
Contact Information
Empowerment Funds LLC
1030 N Rogers Ln Ste 121 1090, Raleigh, NC 27610
Email: info@empowermentfunds.com
Phone: (833) 902-6430
Confirmation of Understanding
By using this Site, you affirm that you have read, understood, and agreed to these Terms and Conditions.
Miscellaneous Provisions
These Terms contain severability, non-waiver, and assignment clauses to ensure the agreement remains enforceable and binding under various circumstances.
